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At American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in NJ, NY, CT or PA by offering a variety of flexible loan programs geared toward each client's specific mortgage needs.
Having been a recognized leader in the mortgage lending industry for nearly three decades, our loan officers pride themselves on taking the stress out of the home buying or refinancing process. And the fact that we offer the lowest mortgage rates in New Jersey, New York, Connecticut and Pennsylvania, makes us the area choice for affordable mortgage loans.
Since all of our mortgage rates are guaranteed in writing with our lock-in agreement, you as an American Federal customer can be ensured that the rate we quote is the rate you close at. You may ask, ‘How can your rates be so low?' Well, to find the answer to that vital question, click here.
For more information, call 888 321 4687
or call 888 321 4687
|30-year Fixed||15-year Fixed||FHA Loan|
Based upon $300,000 loan amount, 70% LTV, 740 or above Credit Score,
30 day rate lock, 2.0 discount points, single family primary residence in NJ.
Purchase/Rate Term Refinance.
Click here to see important terms and conditions.
Programs, rates, terms, and conditions are subject to change without notice. Payments shown do not include amounts for taxes and insurance, or mortgage insurance. Actual payment obligation will be greater. For adjustable rate loans, after the initial period, rates and payments are based on today's index plus a margin.
Rates shown may not be available in all states
- Conforming loan amounts of $300,000.
- Single family primary residence.
- Purchase loan/Rate term refinance.
- Down payment of 30%.
- Rate lock period of 30 days.
- Credit score greater than or equal to 740.
These assumptions are subject to change without notice. Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.
The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rates and points only and does not take into account other loan specific finance charges you may be required to pay.